When to Add a Teen Driver to Your Insurance Policy

For your teen, learning how to drive is one of the most exciting times of their lives. Finally, a means to freedom so they think. We all remember the excitement of getting our driver’s permit, then our driver’s license. While your teen driving has its benefits, it also comes with a great amount of responsibility. […]

Named Perils vs. Open Perils Policies for Your Home Insurance. What’s the Difference?

There are many coverage options to select from when shopping for your homeowner’s insurance. You need to decide on your level of coverage, whether you want a larger monthly payment and smaller deductible or vice versa. You also can decide to add flood or earthquake coverages if you live in an area prone to these […]

Using Your Personal Vehicle for Business Use? Read this first.

Do you use your personal vehicle to deliver papers, pizzas, sandwiches, flowers or other deliverables in exchange for money? Do you, from time to time, help your son or daughter with delivering their newspaper route? If you answered yes to this question, you may need a commercial auto insurance policy for your vehicle. We all […]

Ever wonder what celebrities insure? You might be surprised.

Unique Insurance Policies When it comes to the insurance world, you can pretty much insure anything. There are companies that insure things for the obvious insurance reasons of liability, but also some that take risks on things like how much snow will fall in the mountains for a ski resort. But, when it comes to […]

Are Your Collectibles Covered by Insurance?

Insuring Comic Books, Fine Art, Antiques & More So, you’ve got an Amazing Fantasy #15 comic book – the first appearance of Stan Lee’s Spider Man in a safe from when you were just a kid. What you probably know is that this item can be worth tens of thousands of dollars, but what you […]

How to Protect Yourself from a Dog Bite Claim

A Guide to Preventing Dog Bite Claims According to the Insurance Information Institute, over $400 million a year is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that was excess over the home insurance policy limits. Protecting yourself with […]

Hiring a Contractor or Other Labor Off of Craigslist?

Avoid an Insurance Nightmare – Do Your Homework Before Hiring from Craigslist So, you’re planning a home remodel or some landscape work – great! Most people start this process by laying out exactly what they’d like, then calling out to multiple companies to get the best quotes to have the job completed. After all, this […]

Closing the Gap: Do I need Gap Insurance in Mount Vernon, WA

Congratulations, you just bought a new (or new to you) car! You were able to afford a down payment and now you are the proud owner of a new car and a monthly car payment. But, what happens if your car becomes involved in an accident and you owe more than your car is worth? […]

Fact or Fiction: Five Auto Insurance Myths in Mount Vernon, WA

Let’s face it; auto insurance can be confusing, especially when it comes to insuring new vehicles. When trying to look up information surrounding auto insurance in Mount Vernon, WA, the internet can be full of myths and misinformation. If you are trying to disseminate fact from fiction the experts at Wycoff Insurance Agency can help. […]

Auto Insurance Premiums in Mount Vernon, WA – What to know

You get a bill every month (or every six months depending on your preference) for your auto insurance premiums in Skagit County, WA. Your policy details what is covered and what is not. What it may not detail is how the policy cost was determined. There are many factors that go into an individual auto […]