Choosing The Lowest Insurance Cost Likely Isn’t Your Best Plan

We’re flooded daily with insurance commercials claiming that shopping with them will get you the lowest insurance premiums of any company out there. Saving money on your insurance is important, but the lowest insurance premiums are usually accompanied by the lowest insurance coverage. Determining what insurance coverages you need is something that only a qualified […]

Do I Need to Keep My Insurance During The Off-Season?

It’s now time to enjoy some amazing fall camping excursions, calm boating on the lake or a motorcycle road trip. Each year we’re asked by many of our customers about the possibility to cancel your insurance policies on your summer toys like motorcycles, RVs, boats and ATVs. While you may not be using these alternative […]

5 Things to Consider Before you Switch Your Insurance

Switching your insurance policy can save you hundreds of dollars a year. But, make sure you consider these things before you make the switch. Tip #1: Compare Apples to Apples You’ve seen the commercials – “average savings of $500 a year for those who switched…” Absolutely you can save money. However, be sure that your […]

Five reasons to keep your toy insurance year-round

For one reason or another, you aren’t going to be using your RV, motorcycle or boat for the next few months. Whether it is due to weather or a busier schedule, you consider cancelling your toy insurance policy on your specialty vehicle. But, not so fast… there are many reasons why you may want to […]

Boats and Yachts: Do you know the difference?

It is fairly easy to tell the difference between a car and a truck or a motorcycle and a moped, but when it comes to boats and yachts, differences may not be as evident. In insurance terms, the differences between a boat and a yacht are very clear. How are boats and yachts defined in […]

Replacement cost vs. Actual cash value – What does that mean?

An insurance policy’s usefulness is determined by the policy language used. Specific policy language determines what is covered, what is excluded and the amounts covered under the policy. Reviewing your insurance policy language every now and again may be helpful in the event of a claim, as you would have a better understanding of what […]

Will your boat insurance in Skagit County keep you afloat?

The sun is shining, the water is warm and boating season is upon us. By now you’ve probably prepped the boat, made sure your boating license is valid and planned outings with family and friends, but have you looked at your boat insurance? There are many coverage options available in Mount Vernon, WA, and using […]