Engagement Ring Coverage

Getting engaged is an exciting time and brings happiness to not only the couple, but their family and friends. While the new couples should cherish this special moment, they should also find an insurance policy to protect the engagement ring immediately. Anything can happen to an engagement ring, whether it’s stolen, damaged or accidentally falls […]

6 Simple Tips if You’re Preparing to Sell your Home

Preparing to sell your home can be a large undertaking. Often, people put off repairs on their home that don’t bother them, but would certainly deter prospective buyers or set off an alarm to a home inspector of other problems. If you’re preparing to sell your home, follow these steps to ensure you get the […]

Understanding Why Renters Insurance Is Important

If you’re one of the millions of Americans that rents a home, condo or apartment, chances are you’ve either had renters insurance in the past, or currently do have a policy. If you don’t have a policy, you’ll want to really pay close attention to this post. In its most basic form, renters insurance helps […]

Home Insurance Can Give You More than Just Coverage for Your Home

We typically purchase homeowners insurance to protect our largest investment – our home. But homeowners, and often condo and renters insurance too, includes many other items besides your home. Let’s take a look at just a few items that might be covered by your homeowners insurance carrier. While some premier insurance home insurance companies automatically […]

Do You Know How to Dispose of Hazardous Household Items?

Whether you’re purchasing a new home or have lived in the same house for years, chances are there is old paint and other household items that require special disposal in your crawlspace or garage. Batteries:  The average American household goes through over a dozen standard batteries a year. There are several types of batteries. Alkaline […]

Life changes, so should your insurance policy

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agent is that they represent multiple insurance companies. One […]

Tired of Junk Mail? Follow these Five Simple Tips

If you’re like most people, you really don’t like getting junk mail delivered to your home. Not only is it wasteful to you, but the companies paying for the marketing don’t want the wasted funds for print and distribution either. If you’d like to be removed from mailings to your home or business, follow these […]

How to Avoid a Spooky Insurance Claim on Halloween

Halloween can be some people’s favorite holiday. Whether it’s fun sized candy, making your own costume, setting up spooky decorations inside or outside your home or carving pumpkins, Halloween brings many of us joy. However, this holiday can increase your risk for an expensive liability claim if you’re not careful. Follow these five tips to […]

Do I Need to Keep My Insurance During The Off-Season?

It’s now time to enjoy some amazing fall camping excursions, calm boating on the lake or a motorcycle road trip. Each year we’re asked by many of our customers about the possibility to cancel your insurance policies on your summer toys like motorcycles, RVs, boats and ATVs. While you may not be using these alternative […]

Named Perils vs. Open Perils Policies for Your Home Insurance. What’s the Difference?

There are many coverage options to select from when shopping for your homeowner’s insurance. You need to decide on your level of coverage, whether you want a larger monthly payment and smaller deductible or vice versa. You also can decide to add flood or earthquake coverages if you live in an area prone to these […]