Summer fire safety tips

At some point this summer, you will most likely use fire for something. Whether it be a camp fire, fireworks or a grill, the potential for both fun and hazards is present. We put together a few fire safety tips for using fire (and its byproducts) safely and responsibly. Fire Safety Washington: Campfires:  Make sure […]

Do you know these camping basics?

A camping trip is one of the great adventures a person (or family) gets to have each summer. Our area is filled with great camping spots, some nestled in the woods some near streams and lakes, but most are great for meeting new friends. Preparing for this wonderful American tradition a camping trip can be […]

Generator Safety 101

At some point during this past winter, you may have lost power and depending on for how long, you may have gone and purchased a generator. Some purchase generators for the “just-in-case” scenario, while others use them for RVing or running a small shop. Regardless of why you have a backup generator, they can be […]

Does my home or auto insurance cover hail damage?

Spring and summer bring wonderful warm (sometimes hot) weather. With that warmer weather, the potential for thunder and hail storms increases. According to the Insurance Information Institute, the U.S. saw more than 5,450 hail related weather events in 2013. While thunderstorms may rattle your windows a bit, hail damage to your home and vehicles can […]

Simple Auto Maintenance: A how-to guide

When it comes to auto maintenance, there are some things that are best left to the professionals. While you may not be able to repair issues with your engine, transmission or other vital systems in your vehicle, you can perform some simple maintenance and save yourself at little bit of money! Standard car maintenance you […]

It’s time to consider travel insurance

While booking a family vacation there are some important things you should plan for and we’d like to discuss an insurance topic that many people do not know about or elect to not purchase: travel insurance. This is not a product that we (or most insurance companies sell) so this is purely for educational purposes. […]

Identity Theft: An Unfortunate Reality

It has been all over the news lately: data breaches at major retailers have been potentially compromising shoppers debit and credit cards. While your banking institutions and credit card issuers do offer some protection against fraudulent charges to your accounts, did you know that your homeowner’s insurance or renter’s insurance plan may offer additional protection […]

Top Driving Faux-Pas in Washington

We wanted to know what some of your biggest gripes about those other drivers you share the road with. After tallying our unofficial poll results, we compiled a list of bad habits behind the wheel. Blinkers: Not using a blinker topped the list of annoyances on the road. Using a blinker allows other motorists to […]

Replacement cost vs. Actual cash value – What does that mean?

An insurance policy’s usefulness is determined by the policy language used. Specific policy language determines what is covered, what is excluded and the amounts covered under the policy. Reviewing your insurance policy language every now and again may be helpful in the event of a claim, as you would have a better understanding of what […]

“What does my condo insurance policy cover?”

Congratulations, you’ve purchased a condo!! Home ownership with little or no yard work. You can remodel your kitchen, paint the walls and enjoy your new space. During the purchasing process your agent probably told you that the homeowner’s association insures the building, the walls and the physical structure of your unit. What that insurance does […]