Entries by Tosten1980

Thinking Of Buying An Old or Historic Home? Consider This Before.

Older homes exude character. Not only do their walls tell a history, but often the character, details and warmth inside of one of these homes is unmatched in today’s quickly built society. Instead of taking months to build a single home by hand, entire neighborhoods can now be constructed in less time.  If you’re considering […]

The Benefits of Buying Your Insurance Through a Local Agent Vs. Online

There are many ways these days to buying an insurance policy. Some people may feel the easiest way is to simply go online and purchase it yourself. You could even shop many carriers yourself to find the best rate for the coverage you need. However, there are many more additional benefits you could gain by […]

What Holiday Gifts Should I Insure?

The season of giving (and receiving!) is such a joyous time. Not only do families typically make the most effort to get together, but it is a time to enjoy some holiday cheer with some gift exchanges and great food and drinks. If you’re lucky enough to be the recipient of an expensive gift this […]

Benefits of Bundling Your Insurance Policies

“Bundle your home and auto & save!” “Save by bundling your insurance policies together!” We seem to be inundated with commercials and advertisements telling us to bundle our insurance policies together. What is the reason behind this and is this really a better option for your insurance? Benefits of Bundling Discounts Some of the benefits […]

What is Sr22 Insurance and Who Needs It?

At some point, it is possible that you may need to have SR22 Insurance. SR22 Insurance is actually not insurance at all, but a certificate that proves you carry insurance and meet your states liability requirements. The reasons why you may have to carry a SR22 vary and can include: Driving Under the Influence of […]

If I Damage My Car From Hitting Wildlife, Am I Covered?

The U.S. Dept. of Agriculture cites as many as 2 million collisions with animals occur each year. It can be a scary moment when you are driving 70 mph on the freeway and a deer or other wildlife comes out of nowhere and runs right in front of your vehicle. Your first reaction may be […]

Do I need special insurance to drive for Uber or Lyft?

Whether you are thinking of starting a new career or simply want to make some extra income during your down time, working for companies like Uber or Lyft can be a good move. However, you will need specific insurance to be fully covered as your personal auto insurance policy and the insurance provided by Rideshare […]

Everything You Should Know About Insurance For First Time Home Buyers

Owning your first home is one of the most exciting and biggest accomplishments in life. It is a memorable time and something to be proud of. With this excitement comes the responsibilities of maintaining and insuring the home. While we can’t help with the maintenance, we can help you understand and properly insure your new […]

How to Prevent Carbon Monoxide Poisoning in Your Home

We all know the importance of having a smoke detector in our home, but what about a carbon monoxide detector? Carbon monoxide is a colorless, odorless gas that can be lethal. Carbon monoxide can build up in your home whenever you burn fuel from a stove, grill, furnace, fire place or from your vehicles in […]